Quick answer
New Hampshire paycheck basics
New Hampshire does not tax wages. The New Hampshire Department of Revenue Administration says so directly: "The State of New Hampshire does not have an income tax on an individual's reported W-2 wages." The state's only personal income tax, a tax on interest and dividends, never applied to paychecks, and it was repealed for taxable periods beginning after December 31, 2024. A New Hampshire paycheck has no state income tax line at all.
Federal withholding is unchanged. Federal income tax, Social Security, and Medicare come out of a New Hampshire paycheck exactly as they would in any other state, and the amounts depend on filing status, Form W-4 elections, pay frequency, and any pre-tax deductions taken first. This calculator applies the current federal withholding tables to a New Hampshire paycheck so hourly and salaried workers can see take-home pay without a state deduction. It does not deduct anything for New Hampshire Paid Family and Medical Leave, because that program is voluntary and any worker cost depends on the plan an employer chooses.
How New Hampshire taxes your paycheck
New Hampshire has no state income tax on wages, so there is no rate, bracket, or standard deduction to apply to a paycheck and the state income tax line is always $0. The Department of Revenue Administration describes the state's former Interest and Dividends Tax as a tax on interest and dividend income: it was assessed at 5% for periods ending before December 31, 2023, 4% for periods ending on or after that date, and 3% for periods ending on or after December 31, 2024, and it was repealed for taxable periods beginning after December 31, 2024. House Bill 2, signed in the 2023 session, moved the repeal up from 2026 to January 1, 2025. Wages were never subject to it. There is no New Hampshire version of Form W-4, no state withholding table, and no state income tax return to file on wage income. Every dollar withheld from a New Hampshire paycheck is federal: income tax under IRS Publication 15-T, Social Security, and Medicare, plus any deductions the worker elects, such as a retirement contribution or health premium.
Worked example
A $60,000 salary in New Hampshire, single, paid biweekly
- Annual salary:
- $60,000
- Filing status:
- Single
- Pay frequency:
- Biweekly (26 paychecks/year)
- Deductions:
- None
- State:
- New Hampshire
- Salary: +$2,307.69
- Federal income tax: β$193.08
- Social Security: β$143.08
- Medicare: β$33.46
Net pay per paycheck: $1,938.07
Computed with New Hampshire's default withholding certificate (no allowances, no extra withholding) and no pre-tax or post-tax deductions. Your own paycheck will differ with different elections.
Take-home pay by salary in New Hampshire
Net pay at five common salaries, biweekly, with no bonus, tips or deductions β computed the same way as the worked example above, for Single and Married Filing Jointly.
| Annual salary | Single β per paycheck | Single β annual | MFJ β per paycheck | MFJ β annual |
|---|---|---|---|---|
| $40,000 | $1,320.00 | $34,320.00 | $1,390.77 | $36,160.02 |
| $60,000 | $1,938.07 | $50,389.82 | $2,021.92 | $52,569.92 |
| $80,000 | $2,504.22 | $65,109.72 | $2,639.99 | $68,639.74 |
| $100,000 | $3,045.38 | $79,179.88 | $3,258.07 | $84,709.82 |
| $150,000 | $4,376.58 | $113,791.08 | $4,737.89 | $123,185.14 |
How to use this calculator
- Enter your pay. Choose salary or hourly, fill in the amount and hours, and pick how often you are paid.
- Fill in your federal Form W-4. Filing status, the Step 2 checkbox, and Steps 3 and 4 if they apply to you.
- Add any deductions. Traditional or Roth 401(k), health premiums, HSA, FSA, or other pre-tax and post-tax amounts taken from your pay.
- Read your results. Net pay per paycheck, the full breakdown by category, and any warnings about your specific numbers.
Formulas used
Net pay = gross pay β pre-tax deductions β federal tax β FICA β state tax ($0) β state payroll programs β local tax β post-tax deductions.
New Hampshire vs. neighboring states
Net pay on a $75,000 salary, single, paid biweekly, in New Hampshire compared with its bordering states.
| State | Net pay per paycheck | Net pay annual | Difference vs. New Hampshire (annual) |
|---|---|---|---|
| New Hampshire | $2,368.94 | $61,592.44 | β |
| Maine | $2,203.52 | $57,291.52 | β$4,300.92 |
| Vermont | $2,251.96 | $58,550.96 | β$3,041.48 |
Frequently asked questions
How is federal income tax withheld from my paycheck calculated?+
Employers use the IRS Publication 15-T percentage method with the elections on your Form W-4: filing status, whether Step 2 is checked, Step 3 credits, and any Step 4 adjustments. That produces an amount to withhold each pay period before Social Security, Medicare, and any state or local tax are applied.
What is FICA and why is it withheld on every paycheck?+
FICA is Social Security tax (6.2% of wages up to the annual Social Security wage base) plus Medicare tax (1.45% of all wages, with an extra 0.9% on wages above $200,000 in a year). Both are withheld on every US paycheck regardless of which state you work in, because they fund federal programs rather than a state one.
Is the result on this calculator the same as my actual paycheck?+
It is an estimate for planning, not a substitute for your pay stub. Your actual withholding depends on the exact elections on file with your employer, your specific pay dates, and any mid-year changes to your deductions β the calculator applies the published federal and state formulas to the numbers you enter.
Does New Hampshire have a state income tax on paychecks?+
No. The New Hampshire Department of Revenue Administration states that New Hampshire does not have an income tax on an individual's reported W-2 wages, so a New Hampshire paycheck has no state income tax withholding line.
Was the New Hampshire interest and dividends tax repealed?+
Yes. The Department of Revenue Administration says the Interest and Dividends Tax was repealed for taxable periods beginning after December 31, 2024, under House Bill 2 from the 2023 session. It applied to interest and dividend income, never to wages, and returns for 2024 and earlier years were still due.
Why does my New Hampshire paycheck still show federal tax withheld?+
New Hampshire not taxing wages only removes the state withholding line. Every paycheck in every state, including New Hampshire, still has federal income tax, Social Security, and Medicare withheld under the same IRS rules.
Do New Hampshire employees pay for Paid Family and Medical Leave out of their paycheck?+
Only if the employer's plan is set up that way. New Hampshire Paid Family and Medical Leave is voluntary, and its premium can be paid 100% by the employer, shared with workers, or paid 100% by workers. This calculator does not deduct it; if your plan takes a premium, enter it as a deduction.
Do New Hampshire employees pay unemployment tax?+
No amount is deducted for it here. New Hampshire Employment Security says employers pay unemployment compensation taxes when they file their quarterly tax and wage report, and the calculator shows no employee unemployment deduction for New Hampshire.
What is the minimum wage in New Hampshire in 2026?+
It is $7.25 per hour. New Hampshire law under RSA 279 sets the state minimum wage at the level of the federal minimum wage, and the U.S. Department of Labor's state table lists New Hampshire at $7.25.
How is the New Hampshire minimum wage different for tipped workers?+
A tipped employee of a restaurant, hotel, motel, inn, or cabin who customarily and regularly receives more than $30 a month in tips directly from customers receives a base rate from the employer of not less than 45 percent of the applicable minimum wage, according to the New Hampshire Department of Labor.
Is there a New Hampshire state W-4 form?+
No. Because New Hampshire has no income tax on wages, there is no state withholding certificate. Only the federal Form W-4 affects the income tax withheld from a New Hampshire paycheck.
Does living in New Hampshire but working in Massachusetts, Maine, or Vermont change my withholding?+
It can. Whether state tax is withheld depends on the state where the work is performed and that state's rules for nonresidents, not on New Hampshire having no wage tax. New Hampshire borders all three, so check the other state's withholding rules separately.
Does New Hampshire require overtime pay?+
Yes, generally. The New Hampshire Department of Labor says employees are paid time and one half for time worked over 40 hours in a week, except employees of employers covered by the federal Fair Labor Standards Act (which has its own overtime rule) and seasonal employees of employers operating less than six months.
Sources
- NH Department of Revenue Administration β Interest & Dividends Tax
- NH Department of Revenue Administration β Repeal of NH Interest and Dividends Tax Now in Effect (January 23, 2025)
- NH Paid Family & Medical Leave β Overview
- NH Employment Security β Employer Claims & Taxes
- NH Department of Labor β Minimum Wage
- U.S. Department of Labor β State Minimum Wage Laws
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Publication 15 (2026), Employer's Tax Guide
- Social Security Administration β 2026 COLA Fact Sheet